4678 N BEAR FLAT Rd, Payson, AZ 85541

Beds
6
Baths
4
Sqft
4,378
Garage
Yes

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Listed byeXp Realty
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Overview

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.

Location

Full feature list

Basic info

Property type
House
Number of bedrooms
6
Number of bathrooms
4
Square feet
4,378
Lot size (acres)
1.73
Year built
2001

Interior features

Basement
Yes, Finished
Laundry
Inside

Exterior features

Area amenities
Gated Community

Garage and parking

Garage parking spaces
2

Utilities

Heating
Propane
Cooling
Ceiling Fans, Central Air
Sewer
Septic System
Water
Private

Estimated monthly costs

HOA Fees
$17

Taxes

Tax Annual Amount (2025)
$6,182

Public schools

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Sourced from: Arizona Regional Multiple Listing Service (ARMLS) MLS®#: 6965924 Last checked:

Copyright © 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.