A move in ready PUD with upgrades and NO shared walls with neighbors? And FHA & VA loans allowed?! YES please!Walk into this light & bright unit with newer interior paint, newer laminate hardwood flooring, and newer carpet. Large living room with fireplace connects to the eating area with new built in storage, and opens to a beautiful kitchen. Kitchen has granite countertops, newer stainless steel appliances (dishwasher May 2025), and panty space. Laundry room & 1/2 bathroom downstairs. Attached garage! Walking upstairs on the newly enclosed staircase, there are three bedrooms. Master bedroom features a vaulted ceiling, walk-in closet and master bathroom with a brand new shower. No pictures will do this shower justice, just have to see it in person! All bedrooms have ceiling fans. 2nd bathroom is large and spacious. Has a patio that is perfect for relaxing with an extended side yard. In the last few years new dual pane windows, attic insulation, updated light fixtures, smart phone activated garage door, Ring security camera, WIFI thermostat, some exterior siding and so much more has been installed. Community offers a pool and club house. HOA covers 24/7 on call security, front yard maintenance, water, sewer, trash, basic cable, roof and basic exterior insurance. Exterior recently pained by HOA. You get all this plus the location location location! Right by Fresno State, Save Mart Center, Starbucks, bus stops, Campus Point, Dog House Grill, and all the other restaurants and entertainment. Easy FWY access to 180.