Back on the market after buyer financing fell thru! Don't let this one get away again. Welcome to Magnolia Bay Club, a beautiful gated community beside the serene St. Andrews Bay. This recently updated 3 bedroom, 2.5 bath home offers an exquisite blend of modern elegance and comfortable living. Experience seamless living with an open floor plan that perfectly connects the living, dining and kitchen areas, ideal for entertaining and daily family life. Beautiful hardwood floors flow throughout the home, adding warmth and sophistication. Enjoy charming shiplap accents and oversized crown molding that enhance the home's character and elegance. The kitchen features granite countertops, stainless steel appliances, tile backsplash, a gas range, and a pantry. Modern updates include new lighting and ceiling fans throughout the home, along with a tankless water heater for endless hot water. The master bedroom provides a tranquil retreat with a covered balcony, perfect for enjoying morning coffee or evening relaxation. A large, welcoming front porch provides a perfect spot for relaxing and enjoying the beautiful surroundings. Ample storage and closet space are available, including outdoor storage for all of your beach gear. Community amenities include a beautiful, bayfront resort-style pool, a dock, a fitness center, and a scenic pathway along the bay. The HOA fees also cover lawn maintenance, water for irrigation, and trash disposal providing a hassle-free living experience. Conveniently located near marinas, St. Andrews State Park, two grocery stores, local restaurants, antique boutiques and the navy base. This home is a perfect blend of luxury and convenience in a beautiful, sought-after location. Seller ALSO has a low-interest Assumable Mortgage! Don't miss the opportunity to make it yours! Schedule a showing today and experience the exceptional lifestyle Magnolia Bay Club has to offer.