Welcome to 4774 Saint Bernard, located in the desirable Lake Lucerne Estates. This charming home offers 3 bedrooms and 2 bathrooms, with 2 bedrooms and 1 bathroom on the main level, plus a fully finished basement featuring a private 1 bedroom, 1 bathroom suite complete with a kitchenette and separate living space. The main level showcases gorgeous hardwood floors and has been thoughtfully updated with a new roof, new HVAC system, and new water heater. The lower level offers incredible flexibility—whether as a teen or in-law suite, or a potential rental opportunity generating up to $1,500 per month for house hacking. Residents enjoy access to the voluntary HOA, which includes the clubhouse, community garden, and scenic lake. Conveniently located within 2 miles of Starbucks, Lidl, Kroger, and multiple parks, this home perfectly blends comfort, convenience, and community living.