Ask about $10K GRANT for downpayment! Tucked away in a quiet cul-de-sac, this 3-bedroom, 2.5-bath home sits on two wooded lots totaling 2 ACRES with a peaceful CREEK running through the property. With NO HOA and plenty of privacy, it's ideal for those seeking space and freedom. The MASTER suite is conveniently located ON the MAIN level, and the unfinished BASEMENT, already plumbed for a bathroom, offers endless potential. Built with quality in mind, the home features builder upgrades including solid WOOD CABINETS, real HARDWOOD FLOORING, and elegant CROWN MOLDING. The HVAC was replaced in 2022, and a Stanley Steemer MOLD LIGHT has been installed for added peace of mind. The FENCED BACKYARD is perfect for pets or play, and a separate WORKSHOP provides ample storage and workspace. While the kitchen hardwoods could use resurfacing and some minor updates are needed, this home is a rare find with room to make it your own. This home qualifies for 100% FINANCING.