Welcome to Harbour Ridge-The only subdivision in Windward with its own private marina! This rare amenity sets the community apart and puts lake access just steps from your front door. This home offers true main-level living with the primary suite, living areas, bright kitchen with center island, spacious private deck, and even the laundry room all on the first floor. MAJOR UPDATE! The owners removed the original entry and great room columns, creating an open, modern flow. Upstairs offers two bedrooms and a skylit loft, while the finished terrace level includes an entertainment room (featuring the home's second fireplace), private guest suite, and its own entrance. Additional updates include new carpet in the bedrooms, freshly painted bathrooms, and renovated basement flooring. A level lot, mature trees, fenced yard with waterfall, and a covered front porch complete this rare opportunity-modern updates, privacy, and unmatched marina access in Windward's most exclusive enclave.