ASSUMABLE 5.25% VA LOAN -- MINIMAL CASH TO CLOSE. VA-eligible buyers can assume the seller's 5.25% VA financing on this 2023-built 4BR/3BA, 2,006 sq ft home in Campo Del Sol -- well below today's ~6.19% VA rate. With minimal seller equity, a qualified VA buyer takes over with little cash: just the equity gap, VA assumption funding fee (~0.5% of balance), and standard closing costs. Substitution of entitlement available, subject to lender/VA approval. Estimated savings vs. financing new: ~$200/mo, ~$73,000 over loan life (varies).
Thoughtfully designed one-story: open kitchen with large island, modern finishes, walk-in closets, ceiling fans, double vanity, spacious primary suite. Energy-efficient solar keeps utility costs predictable -- solar assumes at ~$104/mo, often less than a typical El Paso summer electric bill.
Resort-style Campo Del Sol amenities: pool, lazy river, clubhouse, parks, walking trails. Schools: Tom Lea Jr Elem, Nolan Richardson Mid, Andress High.