Fully remodeled, move-in ready cottage in a 55+ WATERFRONT COMMUNITY – LOW $175/MO HOA & NO LOT RENT! Just steps from the clubhouse and pools, in the highly coveted and AFFORDABLE boating community of Harbor Cove offering peaceful Florida living with fantastic waterfront amenities. The community sits along the scenic Myakka River, and residents enjoy access to a 90-slip marina situated directly on a protected canal with an easy 2-minute boat ride out to the river. Boat slips are available for just $300/year, delivering direct navigation down to Charlotte Harbor and the Gulf! All furniture and decor stay, making this a beautifully appointed retreat that blends modern upgrades with vintage charm. The home delivers nearly 1,000 sq. ft. of total usable footprint, combining a pristine interior with a spacious 200 sq. ft. screened lanai. The open kitchen has custom butcher block countertops, deep sink, updated cabinetry, and stainless appliances. The bathroom has also been tastefully renovated with a modern vanity and walk-in shower. The primary bedroom is bright and comfortable, while the flexible second bedroom is perfect for guests or a home office. This home has passed a recent 4-point inspection, comes with a seller-provided Home Warranty, and features extensive upgrades to nearly all major components: a new AC, ductwork and painted driveway (2026); water heater and vapor barrier (2025); siding, 40-ft carport, lanai, and storage shed (2023); membrane roof (2022); and windows, electrical panel, subfloors with 2x4 floor bracing, flooring, and kitchen/bath remodels (2021). The open backyard with partial lake views offers plenty of space to add a large custom deck or patio. Surrounded by tropical foliage, this neighborhood provides daily opportunities for viewing native shorebirds and local wildlife. Enjoy the convenience of boating and fishing right from the community marina, plus full resident access to two heated pools, a hot tub, tennis, pickleball, bocce, a fitness center, and a social calendar. Just moments from pristine Gulf beaches, local dining, shopping, farmers markets, quality healthcare, and MLB spring training stadiums. Call today to view this move-in ready home and secure your place in Harbor Cove!