Seller financing available. Seller offering 1.5% below market rate. No lender fees. Minimal Closing Costs. One-of-a-Kind Home in Fort Collins! Discover a rare gem in Fort Collins-an extraordinary custom home set on 16.6 acres with no HOA, offering endless possibilities. This stunning property features a year-round natural stream, attracting abundant wildlife, giving you the true Colorado experience. Just a short walk from the home, you'll truly feel at peace with the sound of running water. Perfectly situated near Demmel Lake, where you'll have direct views of the reservoir and the Rocky Mountains. Plus, the property's natural landscape provides added protection from wildfires. Built with Rastra Block construction and 1-foot thick exterior walls, it is designed for energy efficiency and fire resistance. Its passive solar design keeps it naturally warm in the winter and cool in the summer. Inside, you'll find natural stone finishes, including Mexican Saltillo Tile, Brazilian Slate, and local sandstone, adding warmth and character throughout. Right inside, you're greeted by Italian Veneer walls, striking archways, and custom lighting by Hubbardton Forge. The South facing windows flood the open floor plan with natural light, perfect for relaxing in the family room or preparing meals in the kitchen. In the kitchen you'll find Indian granite, custom cherry wood cabinetry, and a Fisher & Paykel dishwasher from New Zealand. You'll find two rooms on the main level great for a bedroom or a private office space. The show-stopping curved staircase leads to the second-floor mezzanine, complete with built-in walnut shelving. The primary suite is a retreat of its own, featuring a private deck with stunning views, a large walk-in closet, and a elegantly designed bathroom. Outside, there's plenty of space for all your needs with a 32' x 30' pole barn, including an RV-sized roll-up door for storage and vehicles. This is a home that must be experienced to be fully appreciated.