**NEW CONSTRUCTION, LAWNCARE INCLUDED** Model photos used for reference. Available in November 2025. Welcome to the Madison floor plan by Kolter Homes that blends modern elegance with comfort and durability. This 3-bedroom, 4-bathroom residence features a, flex space/ study, oversize 2-car courtyard garage with plenty of space for that full size truck or SUV, and paver driveway. Standard features include 2x6 exterior walls, impact-resistant PG&T windows, and James Hardie exterior for long-lasting quality and peace of mind. Inside, 10ft ceilings and a plethora of windows bathe the home in natural light, the oversize tray ceilings add to the elevated atmosphere. The gourmet kitchen is the heart of the home, boasting designer-selected finishes such as an expansive island, quartz countertops and GE Profile appliances. The owner's suite offers a luxurious retreat, featuring a frameless walk-in shower with built-in seating, delivering a true spa-like experience. Our larger homesites provide ample room for personalized outdoor livingThis home features a massive 22'x18' covered lanai overlooking a large backyard with plenty of space for a pool or extended entertainment area. This homesite also backs up to a large community pond offering relaxing views and exceptional privacy. Located in the sought-after Saltgrass at Ward Creek community, this home places you just minutes from all that Panama City Beach has to offerwithout the congestion. Own Since Lawncare is included Enjoy quick access to 30A beaches, Pier Park, Top Golf, and a vibrant array of shopping and dining. Saltgrass is also positioned near exciting new developments, including the 87-acre TMH/FSU Hospital, the upcoming West Bay Shopping Center with 50,000+ sq. ft. of retail space, and a Publix, expected to open in Spring 2026. Whether you're looking for elegance, space, or an unbeatable location, the Madison delivers it allluxury living inside and out!