One or more photo(s) has been virtually staged. FINALLY!!!! This spacious 3 bedroom, 2.5 bath WATERFRONT home offers coveted Gulf access without the premium price tag! AND NO HOA!! You will not find a home on the water with these amenities for this price anywhere! Inside, soaring vaulted ceilings and three sets of sliding glass doors fill the open concept living area with natural light and water views. The kitchen is built for entertaining with a large bar top, solid wood cabinetry, stainless steel appliances, and granite countertops. Upstairs, the oversized primary suite features a private en suite bathroom with a large soaking tub, walk-in shower, double vanity and walk-in closet. On the third floor you will find 2 generously sized bedrooms with a large Jack-and-Jill style bathroom ensuring privacy from both sides. Outdoor living SHINES with a large Trex deck (new in 2024) covered by an aluminum awning (Also 2024) perfect for morning coffee or evening sunsets. Under the patio you find a turfed area perfect for your pets! Boating enthusiasts will love the large boat dock equipped with a 10,000 lb boat lift, a floating jetski/ john boat dock, and a NEGOTIABLE 20,000 lb lift. PUT YOUR TOYS IN AT THE END OF THE STREET!! BOAT RAMP 100 FT AWAY!! Additional highlights include a two- car garage with a 220V EV charging port, nearly 400 square feet of extra storage space under the home, NEW ROOF IN (OCT 2021), HOT WATER HEATER IN 2025, AND TWO NEW AC SYSTEMS IN (DEC 2023) 3 ton, and a 3.5 ton. Come live the dream today! ASSUMABLE FLOOD INSURANCE AT $1,604 FOR THE YEAR.