CRA FINANCING ELIGIBLE. 3% DOWN. NO PMI. RATE LOWER THAN FHA an exceptional opportunity for qualified buyers. In addition this property was approved for upto 25K in grants enabling a qualified buyer to own at little to no money out of pocket. Welcome to 5430 Addison Street, a beautifully gut-renovated, move-in ready West Philadelphia townhome offering 4 bedrooms, 2 full bathrooms, 1 half bathroom, and approximately 1,750 sq. ft. of thoughtfully designed living space. This home is not a cookie-cutter rehab. It offers a smart, functional layout with modern finishes, generous room sizes, and major system upgrades throughout. A charming front porch and abundant street parking create a welcoming first impression, while the bright open floor plan makes the main level feel spacious, comfortable, and easy to enjoy. Inside, the living and dining areas flow naturally into the modern kitchen, creating an ideal setup for everyday living and entertaining. A convenient first-floor powder room adds comfort for guests. Upstairs, you’ll find well-sized bedrooms, updated full bathrooms, and ample closet space. The FINISHED basement adds valuable flexibility and includes an additional bedroom, making it perfect for a guest room, home office, family room, gym, or recreation space. BRAND NEW upgrades include a NEW roof with a 10 year WARRANTY, siding, 200 amp electrical service, all the plumbing, energy efficient windows, two-panel doors, CARRIER HVAC with a 10 year WARRANTY, high-end LVP flooring, recessed lighting, Quartz countertops, and Whirlpool/ Samsung appliances, giving buyers peace of mind and a true move-in ready experience. The backyard space includes a breezeway, perfect for storing bicycles and gardening gear. BONUS - There is also clear alleyway access for your bikes, so you don't have to take them through the house. Conveniently located in Cobbs Creek / West Philadelphia, near Malcolm X Memorial Park, University City, Penn Medicine, public transportation, shopping, dining, and major commuter routes, this home offers the right blend of space, updates, location, and value.