Discover a rare owner-occupant and investment opportunity at 546-548 17th Avenue in San Francisco's highly desirable Central Richmond. This well-maintained multi-unit property offers the perfect combination of comfortable living and strong rental income potential. The Top-floor flat (546 17th Ave) is delivered VACANT and features a spacious 2 bed + Sunroom & 2 bath full-floor residence filled with natural light and charming woodwork. The home includes a generous living room, formal dining room, and a large kitchen, creating an ideal space for everyday living and entertaining. This offers an incredible single family home alternative in the current blistering real estate market. The lower flat (548 17th Ave) nearly mirrors the spacious layout with 2 bedrooms + sunroom & 2 baths, a bright living room, dining room, and kitchen, and is currently tenant-occupied, providing immediate rental income paying $2201/mo. Additional spaces further enhance the property's versatility and value. A large, vacant garden-level bonus space offers 2 rooms with closets, 1 bath, a multi-purpose area, and wet bar, perfect for extended family, guests, or additional flex/work from home space. The property also includes a vacant one-car garage, adding valuable parking flexibility, laundry space & storage for the owner/user. With the top flat delivered vacant, buyers have the opportunity to move in and enjoy a spacious home while generating income from the additional units - an ideal scenario for owner-occupants, investors, or 1031 exchange buyers. Located in the heart of the Richmond, the property is just moments from Clement Street (restaurants, cafes and farmer's market), Geary Boulevard, and California Street, known for their vibrant dining, shopping, and neighborhood amenities. Outdoor recreation is nearby at Golden Gate Park, with convenient access to the VA Hospital, Kaiser, top-rated schools, and public transportation. Don't miss this exceptional opportunity to own a versatile multi-unit property in one of San Francisco's most sought-after neighborhoods.