No HOA. Perfectly situated just one block from the Town Creek Greenway, this charming home offers the best of walkable living—stroll to the Square, local restaurants, the hospital, library, and courthouse all with ease. Enjoy the nostalgia of mail delivered right to your front porch, especially appreciated on rainy days. Inside, you'll find timeless character with 9-foot ceilings on the main floor, original oversized moldings, and original hardwood floors in the living room, dining room, and upstairs. Brand-new flooring throughout the rest of the home, Freshly painted throughout, and brand-new stunning granite countertops in the kitchen. Appliances stay, making this home move-in ready. A brand-new roof and an additional mini-split system upstairs provide additional comfort while the gas fireplace creates the perfect spot to unwind on cool evenings. Outside, the oversized deep lot with abundant parking (about 6 car lengths plus 1 in front) and an impressive 28' x 18' detached two-car garage and workshop is complete with lighting and electrical outlets—as well as 220 power; ideal for hobbies, woodworking, or automotive projects. The backyard has flower beds, a patio off the sunroom, a fruit-bearing apple tree, beautiful Japanese maple, a fire pit for gathering with friends, and a shaded stone bench where you can relax and listen to the nearby church bells at noon. Friendly neighbors and a welcoming street complete the picture, making this not just a house, but a wonderful place to call home. A lender credit equal to 1% of the final loan amount is available to qualified buyers. Credit may be applied toward eligible closing costs, prepaid items, discount points, and/or an approved temporary or permanent rate buydown.