Seller offering up to $8,500 toward buyer's closing costs, with terms acceptable to seller. Welcome to this brand‑new, thoughtfully designed single‑family home in the heart of Panama City. This modern residence offers a perfect blend of comfort, efficiency, and charm—featuring a beautifully crafted exterior with clean lines, board‑and‑batten siding, and a welcoming covered front porch that sets the tone for relaxed Florida living. The home sits on an extended deep lot providing ample outdoor space for gardening, pets, or future additions. Step inside to an open‑concept layout that maximizes natural light and functionality. The spacious living area flows seamlessly into the dining space and contemporary kitchen, equipped with modern solid wood cabinetry, generous quartz counter space, and a practical layout ideal for everyday living and entertaining. This home includes multiple bedrooms and well‑planned bathrooms, offering privacy and comfort for fam