Rare find offering an assumable mortgage at 3.5 percent for qualified buyers! Welcome to 6109 Schooner Way, an updated waterfront home in gated Bay Port with 76 ft of canal frontage and direct bay access. Inside, you'll find vaulted ceilings and a stone fireplace that anchor the living space. The kitchen offers granite counters, stainless appliances, breakfast bar, and wet bar with a wine fridge, while a bright Florida room overlooks the private pool and water. The primary suite features a renovated bath with quartz vanities, soaking tub, and glass shower. Outside, enjoy a resurfaced saltwater pool (2023), screened lanai, hot tub, and new dock with sun deck and 11,000 lb boat lift. This home has seen extensive updates and lives up to the definition of move in ready. Updates include breaker panel & hot tub wiring (2020), storm-rated windows (2021), doors (2022), new pavers & dock (2023), plus a new roof, water heater, pool pump, and salinity system (2024). Bay Port also offers pickleball courts and an optional yacht club membership. Close proximity to Berkeley Prep, TPA, Downtown Tampa, and world class Clearwater & St. Pete beaches. More importantly this home did not flood during recent hurricanes! Schedule your private tour now.