Coastal living with purpose--whether that means mornings on the water, afternoons on the boat, or creating income when you're away.

Located on a canal in Surf City on Topsail Island, this home offers direct access to the Intracoastal Waterway with a private boat lift, making it easy to go from your backyard to open water in minutes.

Designed for both everyday living and coastal getaways, the main living space is filled with natural light and opens to a waterfront deck where the focus is simple--relax, unwind, and enjoy the view. Vaulted wood ceilings add warmth and character, creating a space that feels inviting after a full day on the water.

The layout is ideal for flexibility. The owner's suite is positioned on the main level with private balcony access, while additional sleeping areas, including built-in bunks, allow for hosting guests or maximizing rental potential. Upstairs, you'll find two spacious guest rooms along with a full bath, offering comfort and privacy for family and visitors.

The unfinished ground level adds even more opportunity, giving you the freedom to create the space that fits your needs--whether that's additional storage, a game room, home office, or future expansion.

Whether you're looking for a second home, a full-time coastal residence, or a property that can generate vacation rental income, this home checks all the boxes.

With rental projections estimated between $64,000 and $81,000 annually, this property offers strong potential as a vacation rental while still providing a relaxing coastal retreat.