---Ranch with a new HVAC and ROOF! Fully fenced backyard. Front load WASHER, DRYER and refrigerator included!!!! 100% financing available No PMI. Fixed rates in the 5's available. No income limits and existing home ownership allowed, for qualified buyers! Welcome home to this beautifully maintained 4-bedroom, 3-bath ranch offering the perfect blend of comfort, functionality, and convenience. The thoughtfully designed floor plan features a spacious main level with three bedrooms, while the private upstairs fourth bedroom suite serves as an ideal guest retreat, home office, or secondary primary suite, complete with its own full bath and walk-in closet. Enjoy peace of mind with a new roof and new HVAC system, providing years of worry-free living. The inviting living spaces flow seamlessly into the kitchen and dining areas, creating an ideal setting for both everyday living and entertaining. Step out back to a fully fenced backyard, perfect for pets, play, gardening, or relaxing evenings outdoors. Additional highlights include a 2-car garage and the convenience of an included washer and dryer, making this home truly move-in ready! Don't miss this opportunity to own a well-appointed ranch home with valuable updates and versatile living space!