Under contract-accepting backup offers. ** ASSUMABLE 3.25% INTEREST RATE — BUYER SAVES HUNDREDS PER MONTH ** | 6230 Camino Drive, Apollo Beach, FL 33572 | 3 Bedrooms | 2 Full / 1 Half Baths | 1,774 Sq Ft | End Unit | Pond View

Stop scrolling. If you are buying a home in today's market, an assumable mortgage at 3.25% is one of the most valuable opportunities you will find anywhere in Tampa Bay right now. At current market rates, assuming this loan instead of taking a new mortgage could save a qualified buyer several hundred dollars every single month for the life of the loan. That is real money, and it is built right into this listing.

Now add this to the picture. A meticulously maintained 2020 end-unit townhome in one of Apollo Beach's most sought-after master-planned communities, with a screened pond-view patio, an upgraded epoxy-coated garage floor, quartz countertops throughout, and a loft that gives you flexible space most townhomes in this price range simply do not offer. This is not a compromise home. This is a smart home for a smart buyer who knows how to read a market.

The main level lives large with an open-concept layout, tile flooring throughout, and a chef-ready kitchen anchored by a center island with breakfast bar seating, 42-inch upper cabinets with crown molding, stainless steel appliances, subway tile backsplash, recessed and pendant lighting, and a spacious pantry. Sliding glass doors from the dining area open to a covered and screened patio overlooking a peaceful pond and green space — a rare find in this community and the kind of view that turns a house into a home the moment you walk through it.

Upstairs, the primary suite features a tray ceiling, large walk-in closet, and a private en-suite bath with dual sinks, quartz countertops, an oversized walk-in shower, and a separate water closet. Two additional generously sized bedrooms share a full bath also finished with quartz countertops. The loft creates a natural fourth flex space perfect for a home office, media room, or playroom. The pie-shaped end-unit lot delivers added side yard space and privacy that interior units cannot match, and the epoxy-finished garage is as polished as the rest of the home.

Waterset wraps it all up with resort-style amenities including multiple pools, fitness centers, miles of walking and biking trails, dog parks, playgrounds, and courts for basketball, pickleball, and tennis. A 20-acre recreation area and active community event calendar make this feel less like a neighborhood and more like a destination. Walkable access to Waterset Plaza puts dining, grocery, a gym, and entertainment literally outside your door. Minutes to Tampa, MacDill AFB, and all major commuter routes.

No flood zone. Low HOA. And an interest rate that buyers in today's market would pay a premium to get their hands on.

Ask your agent about assumable loan qualification. This one will not last once the right buyer runs the numbers.