Welcome to your dream home in the highly desirable Sugarloaf Estates! This immaculate, fully finished tri-level with a complete finished basement offers four spacious levels of living, featuring 4 bedrooms and 2 bathrooms. Step inside to discover a refreshed interior boasting brand-new carpet throughout and stunning new Luxury Vinyl Plank flooring in the bathrooms. The heart of the home is designed for spacious living, offering a massive laundry room complete with a practical utility sink, and all appliances are thoughtfully included to make your move seamless. With peace of mind features like a newer roof and central air conditioning, this home is entirely move-in ready. The exceptional outdoor oasis is a rare find, highlighting a fully privacy-fenced backyard, a relaxing back 10' x 8' patio, thriving 4' x 4' garden beds, and a handy garden shed for extra storage plus a 2 car attached garage. Best of all? You can enjoy total freedom with no HOA fees and no Metro Tax! Perfectly situated to embrace the ultimate Colorado lifestyle, you are just 2 miles from Boyd Lake and minutes from Lake Loveland and Horseshoe Lake. Area features top-rated schools, premier shopping, and vibrant downtown Loveland. Beyond the house, enjoy quick access to Hwy 287 to the West and Monroe to the East. Live the lake lifestyle in Loveland-schedule your tour today!