$20,000 IN INCENTIVES — BUY WITH LITTLE TO NO MONEY OUT OF POCKET! Welcome to 637 S Haven Street, a stunning nearly new 4-level townhome built by Lennar Homes in the Refinery Row community of Brewers Hill, offering 3 bedrooms, 3 full baths, 2 half bath, and a 2-car garage, all paired with one of the most aggressive buyer incentive packages available—$20K in total incentives including 100% financing with NO mortgage insurance (MIP) and NO HOA dues for the first 12 months when using the preferred lender and title company. Inside, enjoy wide-plank flooring, open-concept living, and designer LED lighting, along with a modern chef’s kitchen featuring shaker cabinetry, granite countertops, stainless steel appliances, and an oversized island ideal for entertaining. Spacious bedrooms offer large walk-in closets, while the primary suite includes a double vanity, granite counters, and tile flooring. The fourth level provides exceptional flexibility with a bonus living space or office, an additional bedroom, full bath, and access to a private upper deck—perfect for guests, work-from-home, or entertaining. Ideally located just minutes from I-95 and I-895 with walkable access to Starbucks, Volo Sports courts, shops, restaurants, parks, and Johns Hopkins, this home delivers both lifestyle and convenience. Enjoy peace of mind with approximately five years remaining on the builder’s structural warranty, plus eligibility for the Johns Hopkins Live Near Your Work $5,000 grant and other potential incentives. Virtual staging shown.