Welcome to this well-maintained 3-family home, perfectly situated in the heart of scenic Putnam. This property offers a fantastic investment opportunity or the chance to live comfortably while generating rental income. On the left side, this spacious 4-bedroom, 2-bathroom unit features a convenient layout with both upper and lower levels. Enjoy beautiful HIGH ceilings, generous closet and storage space and stunning southern yellow pine flooring throughout, creating a warm and inviting atmosphere. Lower level laundry. One bedroom downstairs, and 3 (potentially 4) bedrooms upstairs. The right side features 2 up-down units. The upper level offers a cozy 2-bedroom, 1-bathroom unit, and a charming 1-bedroom, 1-bathroom unit on the lower level. This property boasts numerous upgrades for peace of mind: New roof (2023), Freshly replaced vinyl siding (2023), Updated columns and deck rails (2023), Enhanced insulation and new windows for energy efficiency (2023). Water service line replaced (2020). All units feature oil heat, with public water and sewer services for convenience. Nestled in a picturesque neighborhood, this property is close to local amenities, parks, and schools, making it an ideal location for residents and tenants alike. Don't miss out on this incredible opportunity to own a versatile multi-family home in beautiful Putnam! Seller will not remove tenants.