Live where you play!! Encapsulated crawlspace, new front windows, new LVT in kitchen and bathroom, At this home you have the BEST options by land or water. Nestled on a deep cove on Indian Creek with some of the BEST fishing on the Chesapeake Bay just minutes away! The private pier has 5' MLW & TWO Boat Lifts, 10k & 12k pounds. Love golf or tennis? Join Indian Creek Yacht & Country Club where you can enjoy the 18-hole golf course, indoor/outdoor tennis, pool, yacht club, dining, & MANY Social Activities! You can walk, bike, or even golf cart over to the Club! Located just 7 minutes to the Town of Kilmarnock with shops, dining, hospital, & more! The owners built this solid brick ranch home & did modifications when they moved here full-time. One-level home, Living Room with brick fireplace (gas logs), open dining area just off the Kitchen. The Sunroom is a perfect place to relax with lovely water views. The Primary Bedroom has an adjoining full bathroom, sitting area, & walk-in closet. Two Guest Rooms, Full Bathroom, Office, & a deep closet complete the inside of this home. The home comes mostly FURNISHED! The property also has a large detached shed, fenced garden area, 20KW (whole house) generator, Roof redone in 2018, water filtration system, attached garage, aggregate driveway, & covered patio. NO FLOOD ZONE, yet has easy access from the home to the pier. This is a fabulous LOCATION for FUN living on land or Bay! The voluntary HOA is $50/year for access to the Boat Ramp.