Exceptional Investment Opportunity - Waterfront Property with Price Improvement making it one of the best values in the Panhandle! Seize a unique opportunity to invest in a highly valued waterfront estate over 1+ acre, perfect for income generation. This property features multiple accessory dwelling units (ADUs) ideal for family, guests, or rental income. The main home offers 4 spacious bedrooms, 3 bathrooms, a stunning kitchen with granite countertops, custom maple cabinetry, and a kitchen bar. Enjoy panoramic bay views from the formal living and dining rooms, and a 360-degree vista from the cupola. The heated and cooled 2-car garage enhances convenience and comfort. Included is a 784-square-foot apartment above the garage, with a kitchen, bathroom, separate entrance, and a balcony with water views—ideal for an in-law suite or rental unit. The detached workshop with a loft apartment features 1 bedroom, 1 bathroom, a kitchenette, and bunk beds, making it perfect for Airbnb rentals.