Back on market with NO fault of Seller or the home. Property appraised. Zero down payment with NO PMI loan avail or FHA 2.875% loan CAN be assumed with approx. 23.5 remaining years!! Beautifully updated 3-bedroom, 2.5-bath townhome in Rowlett with a one-car attached garage and unbeatable location—just a short stroll to Lake Ray Hubbard for boating, fishing, or relaxing by the water! Views of the lake can be seen from the community. This gem features granite kitchen counters, stainless steel appliances (fridge included), a large pantry, and hand scraped hardwood floors. The standout iron-railed staircase leads to a versatile loft-perfect for a home office or second living space. All bedrooms are upstairs, including a spacious primary suite with a walk-in closet and elegant crystal chandelier. Enjoy a fenced backyard and quick freeway access to George Bush and I30 for an easy commute as well as dining and shopping at Rockwall Harbor, Sapphire Bay, Sachse Station and Firewheel Mall nearby! Washer and Dryer are negotiable. Qualifies for a true ZERO down payment with no PMI conventional loan with a 680 credit score or 3% down, no PMI with a 620 credit score. Ask for details.