SPECIAL FINANCING AVAILABLE. Seller will consider lease-purchase and seller financing for qualified buyers.'' Most of Florida's coast was over-developed decades ago. This stretch was forgotten -- and the people who found it rarely give it up. Halfway between Flagler Beach and Ormond Beach, on a quiet barrier island where a busy day means 20 people on the beach. Miles of uncrowded Atlantic shoreline, state parks on both sides, and a kayak launch on the Intracoastal just steps away. No condo towers -- county height restriction caps everything at 35 feet permanently. Built 2017: concrete block, 2x6 construction, impact glass, Flood Zone X. Current insurance $1,400/year. And you can see the ocean. Double-level great room with 23-ft ceilings. 14-ft master suite on main floor. Self-contained upstairs apartment with private entrance. 2-car garage with EV charging -- rare on this island. Covered lanai, outdoor fireplace, fenced backyard. No HOA. Fully furnished. Close and arrive.