What could be better than living across the street from the picturesque Lover's Point Beach and Park and popular water-view restaurants like the Beach House? Living in your very own newer "Beach Cottage" that just underwent a complete makeover. From new wide plank flooring throughout, to new Quartz countertops in the kitchen and bathrooms, to new appliances, to new sinks and faucets, to new paint inside and out, to new fencing - all done by local professionals. The skylight tubes and vaulted ceilings create a spacious and light-filled space with an open and inviting floor plan. A peek of the water can be enjoyed from the dining room. The Monarch Pines 55+ community offers both planned and unplanned activities. The community includes a clubhouse with a roof top deck with spectacular ocean views, kitchen facilities, mgmt. office, library, rec room, putting green/bocce ball court, and an organic garden. The HOA fee covers garbage and sewer and common area. This is a stock cooperative park which means you own your unit and a voting share in the HOA that owns the land. There is no space rent but there is a monthly HOA fee. Enjoy life in this community by the sea - a wonderful place to call home!