NEW flooring on the main level, the stairs and the basement as of January 16th 2026!! CALL NOW FOR DETAILS ON 100% LOAN WITH NO MORTGAGE INSURANCE 5.224% FOR THIS PROPERTY!!! This home qualifies for at least three 100% loans. The home sits on a partially wooded lot with good curb appeal and a private, partially fenced backyard. The street ends in a cul-de-sac so there is very little traffic. A large back deck provides additional outdoor living space.
Enjoy peace of mind with newer VINYL windows throughout and a roof estimated at 10 years old. The exterior is low-maintenance with 9 year-old vinyl siding and vinyl soffits. The water heater was replaced in 2023.
This well maintained home has three bedrooms on the main level and three full bathrooms and a spacious basement that includes a large living area, laundry, and a full bathroom (the third bathroom)—ideal for use as a private master suite or guest quarters. The kitchen, updated within the last 9 years, features newer cabinets and premium granite countertops. Bathrooms have been recently updated very tastefully.
Located on a quiet street, this home balances convenience and privacy—just 30 minutes from downtown Chattanooga, close to grocery stores and shopping, yet offering a country feel. Nature lovers will appreciate the proximity to Harrison Bay State Park, nearby lake access, and a local marina for boat storage. Since the home is located in the county and not the city, the taxes are much more affordable.