Showings start 7/12! Stunning updated coastal style home with INCREDIBLE WATERFRONT VIEWS of popular Urbanna Creek! Rarely available "in-town" location makes it easy to walk, bike or golf cart to the charming shops, restaurants and marinas in historic Urbanna - a popular boating/sailing destination.Deeded water access & private boat ramp directly across from the deck provide all the benefits of true waterfront living! Put your boat, water toys or your kayaks into one of the area's favorite waterways or just sit on the expansive waterside deck & enjoy the AMAZING VIEW. Home has undergone an extensive renovation including a kitchen update (2019) with white cabinets, luxury laminate wood floors, stainless steel appliances, & quartz countertops and a wood-burning fireplace. Both baths have been updated (2021/2022) with new tile floors, shower tile, new vanities & fixtures. Along with 3 private bedrooms with luxury laminate floors, you'll find 2 great gathering spots on the main level. A large living room with bay window offers a quiet respite after a long day on the water, & a creekside great room provides space for everyone, great views and glass patio doors to the deck.Rare full basement has a 2nd large laundry room w/utility sink, a partially finished rec room area with wood-burning fireplace and a HUGE workshop and storage room with a 2-piece plumbing rough-in. The oversized 2-car garage is deep enough to store your boat & water toys and opens into the basement from the water-side for quick access & convenient clean-up. The timeless brick exterior features a charming front porch & mature landscaping. Outdoor living is easy with the spacious, modern deck with cable rails - perfect for entertaining or just watching the sunrise - a fire pit area overlooking the creek, a fenced back-yard (2019), and a huge stone driveway and large storage shed. Recent updates also include a NEW ROOF (2025) and New Main Level HVAC (2024). Furniture, golf cart & water toys available for sale separately for a turnkey property or STR.