Flood insurance is not required, flood zone X500! Living grade is 11 feet above sea level. The water level was NOT even close to entering the structure during Hurricane Helene. Welcome home to this fantastic waterfront executive town home in Seminole. This residence is located in a private gated community and sits on Cross Bayou with a private view of the lagoon and nature preserve. Step inside and fall in love with this light and bright gem. It features a split bedroom floor plan with the master bedroom downstairs. There is also a loft upstairs plus two additional bedrooms. Upgrades on this residence are almost too numerous to list. Some highlights include the kitchen with wood cabinetry, stainless appliances and granite countertops, custom metal stair railing, plantation shutters, rounded wall corners, also the master bathroom has been extensively upgraded with a custom farmless glass shower enclosure and a free-standing tub. Every aspect of this home is high quality luxury. Take a step out back and see where this home really shines, there is a screened enclosed porch overlooking the water and nature preserve, the perfect place to relax or entertain. Hidden Bayou is a well-run community with low HOA fees. It features two gated entrances, a community pool, plus a canoe /Kayak launch, (Cross Bayou connects to the intercoastal waterway with connection to the Gulf) If you are a buyer that demands the best, then hurry, do not miss this one! PET FRIENDLY! SELLING FULLY FURNISHED AT A COST OF $10,000 SEPARATELY.