Welcome to this beautifully upgraded 4-bedroom, 3-bath home in the heart of Beachwalk, offering an incredible opportunity with an assumable 2.75% loan that may be available—a rare advantage in today’s market. Inside, soaring high ceilings, abundant natural light, and a spacious open-concept layout create the perfect setting for family living. From the moment you enter, you’ll love the stunning two-story formal dining room with custom woodwork, leading into a bright kitchen and living room combination featuring a shiplapped bar, wood-wrapped hood, and custom built-ins (TV included). The luxurious primary suite is a true retreat, complete with a coffee bar and mini fridge, an oversized spa-style shower, and dual closets. The thoughtful floor plan also includes a private guest suite downstairs with upgraded tile flooring and designer finishes—ideal for visitors or multigenerational living. Upstairs, a large loft offers flexible space for an office and a second living area or playroom. Two additional bedrooms showcase custom wall treatments and a Jack-and-Jill bath with tile extended to the ceiling. Buyers will appreciate the incredible storage throughout, including large walk-in closets, three linen closets, a drop zone, coat closet, and an oversized pantry. Step outside to your outdoor living oasis with a covered porch extension, outdoor kitchen, paver patio, screened enclosure, and a swim spa with Covana cover—designed for year-round enjoyment with lower heating and maintenance costs. Over $171,000 in improvements have been invested into this home, including specialty woodwork, plantation shutters, porch extensions, outdoor upgrades, and the swim spa. Just a short walk to Beachwalk’s resort-style amenities, including St. Johns County's only Crystal Lagoon® with 14-acres of sparkling water, three beaches with non-motorized water sports and a water slide, a clubhouse with dining and fitness center, dog park with water feature, putting green tennis and pickleball courts, and a full calendar of community events. Surrounded by great neighbors, a vibrant community with one-of-a-kind amenities, and shopping just minutes away, this home delivers the ultimate blend of luxury, convenience, and the Beachwalk lifestyle.