Welcome to 77 Minto St, this versatile Cape Cod offers 4 bedrooms, 2 full bathrooms, hardwood floors, multiple living areas, and incredible flexibility for homeowners or investors alike. The lower level features interior and exterior access, two bonus rooms, a stand-up shower, kitchenette, laundry area, and additional living space with potential ADU or future expansion opportunities. Buyers to perform their own due diligence regarding possible conversion to a potential three-unit property. Additional highlights include a sunroom, carport, patio area, and parking for up to 5 vehicles. Conveniently located near Rhode Island College, Providence College, shopping, restaurants, highways, and downtown Providence. **Motivated Seller** **Property is eligible for community lending programs offering lower interest rates (currently under 5%), no PMI and multiple loans to finance for qualified first-time homebuyers.** Schedule your private showing today!