Welcome to this charming home located near Westport in the Lakehaven Estates neighborhood in Denver. This well-maintained 3-bedroom, 2-bath home with a versatile loft offers a flexible layout, thoughtful updates, and a peaceful setting — all with no HOA & USDA eligible-- Offering 100% financing. Inside, you’ll find an open, light-filled floor plan with vaulted ceilings in the living room and loft, a cozy fireplace, and newer LVP flooring throughout the entire home. The space feels warm, inviting, and ideal for both everyday living and entertaining. The kitchen has been tastefully updated with granite countertops, stainless steel appliances and modern fixtures, making it as functional as it is stylish. A main-level bedroom adds convenience, while upstairs features two bedrooms with a Jack-and-Jill–style bath and a spacious loft. The loft provides excellent flexibility and works well as a home office, bonus room, playroom, or flex space. Either the main-level or upper-level bedroom can easily serve as the primary suite, depending on your needs. The fully fenced backyard provides privacy, a storage shed with electricity, and a comfortable outdoor space for relaxing or entertaining. Conveniently located in the Denver, NC area of Lake Norman, offering 2 boat launch ramps within 3 miles, this home combines charm and functionality, all within a peaceful community. Make sure to add this one to you list!