Seller offering $13,000 toward buyer closing costs or rate buydown! Welcome Home! This unique split-level home offers flexibility, function, and Florida charm, nestled just minutes from the boat ramp for easy access to the St. Johns River. This versatile property features a 2-bedroom, 2-bath layout upstairs plus a studio apartment downstairs, ideal for multigenerational living, guests, or rental income.
Step outside and you'll find a detached garage, approx. 1000sq ft, with two roll-up doors, a workshop area, and plenty of room for your tools, toys, or weekend projects. The outdoor entertaining area is perfect for hosting cookouts, relaxing with friends, or enjoying peaceful evenings under the stars. Located less than 5 miles from the Palmo Boat Ramp, this property makes it easy to spend your weekends fishing, boating, or exploring the river — all while being close to St. Augustine's amenities, shopping, and top-rated schools.