Completed in 2024 and ideally located north of Hwy 98 near 30A West access, this 4BR/2BA home offers 2,100 heated SF (2,830 under roof) on ~0.31 acres in Flood Zone X with no wetlands and no rental restrictions. The backyard is being transformed into a private retreat with a pool, Belgard pavers, travertine coping, a pergola, and refined landscaping--expected to be completed by the end of March. Interior features include 10' ceilings, tile flooring, crown molding, custom trim, a 3-panel slider, and premium backsplash. The primary suite includes a frameless glass rainhead shower, soaking tub, and walk-in closet with built-ins. Fully fenced with irrigation and a paver driveway. Located ~1.2 miles to Bay Circle Boat Ramp and ~3.5 miles to beach access. This exceptional new construction home offers the perfect blend of coastal luxury, investment potential, and long-term cost efficiency, ideally positioned just north of Hwy 98 near 30A West, placing you within minutes of the Emerald Coast's most desirable destinations while maintaining privacy and space.
Built on a backfilled stemwall foundation, this property provides enhanced elevation, durability, and drainage, an important structural advantage for long-term performance and peace of mind. Located in Flood Zone X, the home does not require flood insurance, representing significant annual savings compared to many nearby properties. Additionally, the absence of an HOA eliminates monthly fees and restrictive covenants, further increasing both flexibility and net return potential.
The exterior has been freshly painted with an additional coat in November 2025, using self-washing paint properties for long-term maintenance and durability.
Inside, the home showcases refined architectural detailing and high-end finishes throughout. The open-concept living space features 10-foot ceilings, full tile flooring throughout, baseboards, crown molding, and custom window and door casing trim, creating a clean yet elevated aesthetic. A tile-wrapped electric fireplace extending to the ceiling anchors the living area, adding both warmth and visual impact.
The kitchen is designed as both a focal point and functional hub, highlighted by an oversized quartz island, ideal for entertaining, casual dining, or gathering. It seamlessly connects to a dedicated breakfast area as well as an additional flexible dining space, which can easily be adapted into a second lounge, play area, or extended entertaining zone.
A luxury 3-panel sliding glass door opens the living area to the outdoor space, creating a seamless indoor-outdoor flow that defines coastal living.
The primary suite offers a true retreat experience, featuring a freestanding soaking tub, a spacious walk-in shower with frameless glass enclosure and rainhead, and a custom-built walk-in closet system. Additional closets throughout the home are also equipped with built-in organization systems, enhancing both functionality and storage efficiency.
The outdoor living area is being thoughtfully completed to match the quality of the home. The backyard will include a private pool, Belgard smooth paver deck, travertine coping, and a pergola structure, all complemented by a refined landscape design, irrigation system, and sod coverage. Construction is expected to be completed by the end of March, with updated photography to follow.
The property is fully enclosed with a 6-foot wood privacy fence along the sides and rear, while the front elevation features a 4-foot decorative wood fence, creating an attractive and cohesive streetscape.
For boating enthusiasts and investors alike, the location is a major advantage. The home is situated approximately 1.2 miles from Bay Circle Boat Ramp, providing convenient water access to Choctawhatchee Bay. The parcel provides ample space to accommodate boat storage on-site.
Beach access is equally convenient, with the nearest public beach access approximately 3.5 miles away, followed by multiple access points along 30A and Scenic Gulf Drive within about 5.5 miles.
Everyday conveniences are just minutes away:
~1.3 miles to Walmart
~2.6 miles to Publix at Grand Boulevard
~5.1 miles to Silver Sands Premium Outlets
With no rental restrictions, this property is ideally suited for short-term vacation rental investment, second home use, or full-time living. The combination of location, construction quality, luxury finishes, and reduced carrying costs (no flood insurance + no HOA) makes this a compelling, income-producing opportunity at the highest level of the market.