Charming and versatile one level 3 bedroom 1.5 bath New Monterey home with separate 1 bedroom, 1 bath apartment offering sunset ocean views through the treetops. This spacious four bedroom, two and one half bathroom property has long been configured as two separate units. Live in one and rent the other to help with monthly costs, easily convert back to a single-family home, or leave as a two unit income property. Hardwood floors, cozy fireplace, two-car garage, large fenced front yard, and a private back patio add to the appeal. Just a short walk to Trader Joe's, local restaurants, and neighborhood favorites. Perched on a quiet hill, this well-maintained home offers comfort, character, and a smart path to coastal living.