USDA O% DOWN PAYMENT HOME LOAN AVAILABLE on this UPDATED open ranch floor plan with vaulted ceilings and abundant natural light! This well-maintained home features extensive recent upgrades, including a new roof, full HVAC system, new windows, and fresh exterior paint. Additional improvements include an extended concrete driveway for extra parking, new microwave and dishwasher, and all new faucets, toilets, carpet, interior paint, and door hardware. Enjoy newer luxury vinyl flooring throughout and a new sliding glass door that opens to a 300-square-foot deck and fully fenced backyard, perfect for entertaining or relaxing outdoors. The spacious primary suite offers a private bath and walk-in closet, while main-floor laundry adds everyday convenience. The 1,088-square-foot basement includes 4th non-conforming bedroom of which is 75% complete, excellent storage and future expansion potential. A 2-car attached garage with a new garage door opener completes the package. Located in a well-established neighborhood, one block from park and NO HOA, this move-in-ready home is a fantastic opportunity!