This stunning 2020-built home in a small, gated Fernandina Beach community offers the perfect blend of modern luxury, low-maintenance living, and unbeatable location—complete with YARD MAINTENANCE INCLUDED in the HOA. Featuring not one, but TWO OWNER'S SUITES with private ensuite bathrooms, this thoughtfully designed residence is ideal for multi-generational living, guests, or ultimate privacy and comfort. Step inside to beautiful Wood-look TILE flooring throughout the entire home. The gourmet kitchen shines with a GAS RANGE, sleek QUARTZ COUNTERTOPS, while the primary suites boast CUSTOM BUILT-IN CLOSET SHELVING and CUSTOM CABINETRY. Charming details like Barn Doors and PLANTATION SHUTTERS add character and sophistication. Additional highlights include a WHOLE HOUSE GENERAC GENERATOR for peace of mind, NEW WATER SOFTENER, and NEW WASHER AND DRYER included—ready for immediate enjoyment. The oversized EPOXY-COATED GARAGE FLOOR keeps things pristine, and the SCREENED-IN COVERED PATIO provides the ideal spot for relaxing outdoors year-round. The homesite is exceptional: tucked on a peaceful cul-de-sac with an extra-wide, fully FENCED yard that backs directly to a serene wooded conservation area for enhanced privacy and natural beauty. This home delivers convenience without compromise. Just minutes from the historic charm and pristine beaches of Amelia Island, and less than a mile to two premier golf courses: the Arnold Palmer-designed Golf Club at North Hampton and the renowned Tom Fazio layout at Amelia National Golf & Country Club. Don't miss this rare opportunity to own a like-new, feature-packed home in one of Florida's most desirable coastal areas. Schedule your private showing today!