Welcome to the water-privileged community of Riviera Beach, where every day feels like a vacation! This charming 3-bedroom, 2-bath Cape Cod offers residents exclusive community access to the Patapsco River and Stoney Creek perfect for boating, kayaking, fishing, jet skiing, waterskiing, sailing, and a public beach. And the best part? The community beach, boat ramp and waterfront park are just a short 2 minute stroll from your front door - all without the waterfront price tag. Inside, you'll find hardwood floors, a bright and functional layout across three levels, and a partially finished basement perfect for a rec room, home office, or extra storage. The oversized detached 2-car garage is a rare find, offering abundant space for vehicles, watercraft gear, and more. Enjoy year round comfort with central A/C, solar-assisted heating, and a spacious 9,375 sq foot lot. ASSUMABLE VA LOAN — A rare opportunity to take over an existing VA loan at 2.375% interest with a monthly payment of approximately $1,744.81 and roughly approx. 24 years, 7 months) remaining. Qualified buyers should inquire for current loan balance details. Whether you're seeking a full-time residence or the ultimate waterfront lifestyle retreat, this Riviera Beach gem checks every box. Quick possession available — don't let this one slip away!