Preferred Lender offering rate incentive! Fricke Custom Homes builds one way: without cutting corners. This 4-bed, 4-bath ranch comes with $35,000+ in upgrades the list price doesn't account for - and a layout that makes every square foot count. The main level is where most of life happens here. The kitchen anchors it all with a large quartz island, soft-close cabinetry, stainless steel appliances, and a gas range with hood - open to the living area where a tiled floor-to-ceiling fireplace sets the tone. Engineered wood flooring runs throughout, giving the space a clean, pulled-together feel. The primary suite is tucked away for privacy, with a large walk-in shower and generous closet space. Also on the main level: a second bedroom and full bath, a dedicated office with French doors, powder room, and laundry. Downstairs opens up into a large rec room and a wet bar that is meant to be used - quartz counters, full-size refrigerator, and full-size dishwasher. Two additional bedrooms and a full bath round out the lower level, making it a natural fit for guests or entertaining. Out back, the covered Trex deck with iron railing extends your living space over a yard that backs to open space - fully landscaped front and back with a sprinkler system in place. The 3-car tandem garage is fully insulated, a step most production builders skip entirely. Additional features: dual-zone HVAC, tankless water heater, composite kitchen sink, and community amenities including pool, hot tub, fitness center, tennis courts, and clubhouse. Minutes from I-25 with easy access to Fort Collins and Loveland. This is Colorado living done right - without the custom-build price tag!