***THIS HOME QUALIFIES FOR USDA FINANCING - 100% FINANCING (NO DOWN PAYMENT REQUIRED)*** Welcome to this beautifully maintained two-story home built in 2019, offering 4 bedrooms, 2.5 bathrooms, and over 2,400 square feet of thoughtfully designed living space. Tucked away on a quiet dead-end street with minimal traffic, this home provides both privacy and convenience in a highly desirable community. The functional floor plan features all bedrooms and the laundry room upstairs, keeping the main living areas ideal for everyday living and entertaining. Downstairs, you'll find durable luxury vinyl plank flooring throughout, while the upstairs offers upgraded carpet for added comfort. The spacious primary suite includes a large walk-in closet and plenty of room to unwind. Step outside to enjoy the screened lanai overlooking the fully fenced backyard--perfect for relaxing evenings, pets, or entertaining guests. Additional features include a 2-car garage, water softener, and low-maintenance rocked landscaping in both the front and rear flower beds. Residents enjoy access to a community pool along with the added benefit of low HOA fees and NO CDD fees. Conveniently located just minutes from I-95, Kings Bay Naval Base, shopping, dining, and Wildlight. Jacksonville International Airport is approximately 20 minutes away, while the beaches are less than 30 minutes from your doorstep. Move-in ready and ideally located, this home offers the perfect combination of comfort, functionality, and convenience.