HOA dues include wind hazard and flood insurance, saving thousands a year on homeowners insurance premiums. One of the largest floor plans in beautiful Island Reserve, this meticulously maintained 2 story 1BR 1 1/2 bath condo boasts a sprawling 1588 square feet, including a 16x4 bonus room that could be a second bedroom, office or both! Ample storage throughout for all your toys and belongings including custom shelving in bonus room. Massive his/her walk-in closets-one has electrical outlets and has been converted to an office but can easily be converted back and into a customized closet. Double balconies overlook the beautiful courtyard and lagoon style pool with waterfalls... ...while still being peaceful and serene. Upgrades in 2024 include new paint and carpet, professionally cleaned tile and dryer vents, thermostats and massaging shower head with filter. Stainless steel fridge and dishwasher both new in 2023. Other upgrades include kitchen backsplash, faucet, pull out storage drawer and painted cabinets. Cabinet and vanity hardware upgraded throughout entire condo. Upgraded lighting in kitchen and dining room, new water heater in 2019, retractable screen doors on both balconies and more. Both HVAC units have air scrubbers and UV purifiers, a wonderful addition for allergy sufferers. Step into luxury with 10 foot ceilings, bamboo floors, granite countertops, a walk in shower as well as garden tub and tons of natural light. Resort style grounds include pool, hot tub, clubhouse with fitness center, game room, theater room, indoor basketball and pickleball courts, parking garage, gated community, on site security, regular community social events and more. Located in the heart of PCB, one mile from the pristine white sand beaches. Short term rentals not allowed.