NO HOA! This beautifully renovated 2,016 sq ft +- home sits on a private .78+-acre fully fenced lot in the heart of Payson. Recently updated from top to bottom, the property offers exceptional versatility with two detached garages a standard 2-car garage plus an oversized RV-capable garage/workshop with room for 3-4 vehicles, toys, or a full shop setup. RV parking with hookup is also available, giving you multiple options for storage and use. Improvements include newer roofs on all buildings, new flooring, new appliances, and a stunning new full kitchen with an island. The home features 3 large bedrooms, 2 updated bathrooms, a new laundry room with a farm sink, a mudroom, and additional fenced areas including a dog-run location. With abundant parking, workspace, and outdoor space HOA restrictions--this property offers endless possibilities. The seller has truly transformed this home into a masterpiece.