Beautifully renovated 4-bedroom, 3.5-bath Cape Cod in the heart of Belmont! Originally built in 1960 and fully updated, this home offers 2,197 finished sq ft, including a walk-out basement with a private 1-bedroom apartment, kitchenette, and full bath?ideal for guests, multigenerational living, or rental income potential (estimated $2,500/month; buyer to verify).The main level features a spacious primary suite with en-suite bath and a convenient powder room. Upstairs includes two additional bedrooms and a brand-new full bath. The finished basement adds flexibility with its separate living space. Recent upgrades include a new roof, two-zone HVAC, and electric water heater (all 2025). Enjoy granite countertops, tile and wood flooring, walk-in closets, double vanities, and washer/dryer hookups. Situated on a .24-acre fenced lot with off-street parking, an additional dedicated space, and a detached shed (as-is). Public utilities, natural gas, and no HOA.Prime Belmont location?just minutes to Downtown Charlottesville, dining, shopping, and schools. Ask about our preferred lender incentives!