Charming home on a quiet cul-de-sac in the Torrence Crossing neighborhood - just seconds from the Torrence Creek Greenway and no HOA! The main floor features bamboo flooring throughout, a wood-burning fireplace, two cozy living rooms, and a kitchen with updated cabinets. A convenient half bath and laundry complete the main level. Upstairs, the owner's suite features a garden tub, modern dual vanity and a separate shower. Two additional bedrooms, a full bathroom and a spacious bonus room - perfect as a fourth bedroom, game room, or office - rounds out the second floor. Step outside onto a low-maintenance Trex deck and a large, private fenced backyard with a storage shed. There is also a pergola and outdoor kitchen - ideal for entertaining! The home was resided with James Hardie Fiber Cement in 2017, and the crawlspace was encapsulated in 2023 for added efficiency and durability. Torrence Crossing is 10 minutes from Birkdale and Lake Norman, and has quick access to I-77 and Charlotte.