Reduced over $20K! This gorgeous home is walkable to grocery, restaurants and more. The main living level is open with an enormous great room, kitchen with 10' island, walk-in pantry as well as an included refrigerator. Dining area opens to a deck. Owner's suite with 2 walk-in closets, double sinks, large shower with seat & water closet. 2 car garage and private driveway plus an oversized room and private bath on main. **ASK ABOUT $0 DOWN PAYMENT WITH NO MORTGAGE INSURANCE PLUS UP TO $23,000 CLOSING COST CREDIT WITH PREFERRED LENDER** Must be primary residence. Home ownership counseling required for 1st time buyers by a government agency and certification of completion is required. Property located in MMCT zone and is a PUD. Loan amounts over $500,000 require 2 months of reserves. Subject to credit approval. Other terms and conditions may apply. Lender has up to $20,000 in closing costs; builder has $3,000.