Welcome to this spacious and well-maintained 4-bedroom, 3-bathroom split-level home nestled in a quiet, established neighborhood with no HOA! This charming residence features low-maintenance vinyl siding and a welcoming vaulted family room with a cozy fireplace, perfect for gatherings and relaxation. The kitchen offers warm stained cabinets and connects to a separate dining room, ideal for entertaining. The primary suite boasts a vaulted ceiling, walk-in closet, and a private bath complete with a double vanity, soaking tub, and separate shower. The lower level provides exceptional flexibility with a large bonus room, a bedroom and full bath, and a laundry area-ideal for guests, a home office, or multi-generational living. Enjoy outdoor living on the deck overlooking the private backyard, and take advantage of the extra storage room in the garage. Recent updates include new flooring, making this home move-in ready. Located in a peaceful community yet just minutes from shopping, dining, and downtown Monroe conveniences-this home is a true gem!