Incredible opportunity for a possible VA loan assumption at just 2.625% for qualified buyers! This beautifully maintained 2-story home offers over 2,700 sq ft of thoughtfully designed living space, featuring 4 spacious bedrooms, 3.5 baths, and a functional finished basement with full bath. The main level showcases elegant engineered hardwood flooring throughout, a formal dining room perfect for entertaining, and a bright, open-concept living area. The gourmet kitchen is a standout, equipped with granite countertops, a large center island, stainless steel appliances, and cozy breakfast nook. A sliding barn door adds charm and leads to a versatile bonus room ideal for a home office or playroom. Upstairs, retreat to a luxurious primary suite with vaulted ceilings, dual vanities, walk-in closet, soaking tub, and separate shower. Three more generously sized bedrooms and a full guest bath complete the upper level. Convenient upper level laundry adds everyday ease with laundry close to bedrooms. The finished lower level includes a massive rec room (26x20), a full bathroom, and a large storage area (27x13). Step outside to a low-maintenance composite deck—perfect for outdoor gatherings. Major updates include a new roof (2025), HVAC (2025), sewage ejector pump (2025), and water heater (2022). Conveniently located with easy access to I-64 and just 15 minutes to Scott AFB. Close to O'Fallon Family Sports Park w/sports fields, Splash Pad, Pavilions & 2.1 mile walking trail.