Spacious and comfortable with a serene pond view, 96074 Ridgewood Circle offers the space, flexibility and location buyers are searching for in Fernandina Beach. This beautiful 4BR/3BA home spans approximately 2,300 square feet with a thoughtfully designed split-bedroom floor plan, dedicated office & an upstairs ensuite is offered at a great price. Step inside to discover an open great room filled with natural light, highlighted by a wall of glass sliders overlooking the tranquil pond & a cozy fireplace. The centrally located kitchen with breakfast table area and counter seating takes full advantage of the scenic water views while remaining open to the main living room—ideal for entertaining or everyday living. A separate dining room with high ceilings and an arched window adds architectural charm, while a dedicated office provides the perfect work-from-home setup. The spacious primary suite with bay window is privately situated apart from the guest bedrooms & features a walk-in shower, garden tub, two sinks, & dual closets. Two guest bedrooms & a guest bathroom are located on the opposite side of the home, while the upstairs 4th bedroom with ensuite bath offers endless possibilities. Enjoy relaxing evenings on the covered paver patio overlooking the pond—perfect for grilling out with friends. Additional updates include waterproof wood-look luxury vinyl plank flooring downstairs installed in 2021 and HVAC replaced in 2018. Conveniently located 5 minutes from shopping & dining, 15-ish minutes to Amelia Island beaches and Historic Downtown Fernandina Beach on the harbor with charming cafes & shops. The perfect location for commuting routes to Jacksonville & Kings Bay Naval Submarine Base. Easy to show! Come see today!