**Listed under appraised value! Sellers offering $5,000 credit towards buyers closing costs with reasonable offer!** Located in the St. James Village neighborhood, this 3-bedroom, 1-bath rancher offers comfortable one-level living with a practical layout and no HOA. The freshly painted white brick exterior gives the home a clean, refreshed look, and the attached carport adds convenience. Inside, you'll find new laminate flooring on the main level and a cozy living room with a fireplace and built-in shelving. The kitchen features stainless steel appliances and opens to a spacious 20x20 patio - ideal for outdoor dining or relaxing. The fully fenced backyard provides privacy and room for pets, play, or gardening. The partially finished basement includes a pellet stove for added warmth, along with a laundry area and generous storage space. Enjoy a convenient location near restaurants, shopping, and commuter routes -everything you need just minutes from your door. Don't miss this one!